Daily Current Affairs – 15 January 2026 for Government Exams (UPSC, SSC, Banking & More)
The 15 January 2026 Daily Current Affairs covers key national policies, RBI banking reforms, economic forecasts, major appointments, rankings, science innovations, and important days. These updates are crucial for UPSC, SSC, Banking, IBPS, RBI, Railways, Defence, State PSC, and other competitive exams.
📘 Introduction: Why in News?
Staying updated with Daily Current Affairs is essential as questions in Prelims, Mains, Banking Awareness, GA sections, and Interviews are largely news-driven.
The 15 January 2026 Current Affairs focuses on healthcare reforms, RBI regulations, FDI inflows, global trade, appointments, rankings, scientific developments, and important national days.
Platforms like JobsMe Current Affairs Today help aspirants stay exam-ready through daily, weekly, and monthly current affairs PDFs, quizzes, and static GK resources.
👉 Explore Daily Current Affairs for regular updates.
📰 National News
Paripoorna Mediclaim Ayush Bima for CGHS Beneficiaries
- Launched by the Finance Ministry in January 2026
- Optional retail-based health insurance for CGHS beneficiaries
- Coverage: ₹10–20 lakh hospitalisation
- Insurer: New India Assurance
- Features:
- Flexible co-payment options
- Discounted premiums
- Claim-free bonus
- Defined room rent limits
Significance:
Strengthens healthcare security for central government employees and pensioners.
India Attracts $51 Billion FDI Amid Startup & Manufacturing Push
- FDI inflow (last 6 months): $51 billion
- Key drivers:
- Startup ecosystem
- Manufacturing-led innovation
- National Startup Day: 16 January
- 75 Grand Challenges & 20 startup awards announced
Impact:
Boosts investor confidence and supports long-term economic growth under Digital India.
🏦 Banking & Financial News
RBI Proposes Changes to Forex Position Rules
The Reserve Bank of India proposed revised norms for banks’ forex positions.
Key Points
- Aligns Indian banking with global standards
- Improves currency risk management
- Important amid volatile global forex markets
Karnataka Bank Wins IBA Banking Technology Award 2026
- Awarded Best Fintech & DPI Adoption
- Runner-up in Tech Talent category
- Recognized for digital banking excellence
Significance:
Highlights India’s rapid progress in fintech and digital public infrastructure (DPI).
RBI Recognizes FEDAI as Self-Regulatory Organisation
- FEDAI formally recognized as SRO for forex dealers
- Ensures uniformity, discipline, and transparency in forex markets
RBI Mandates Auto-Transfer of Unresolved Complaints
- Unresolved complaints → Internal Ombudsman (IO)
- Final response to customers within 30 days
- Applies to banks and eligible NBFCs
Impact:
Strengthens customer protection and banking transparency.
📉 Economy News
India–China Trade Grows, Deficit Hits $116 Billion
| Indicator | Value (2025) |
|---|---|
| India’s exports to China | $19.75 billion |
| Total bilateral trade | $155.62 billion |
| Trade deficit | $116.12 billion |
Concern: Rising import dependence despite export growth.
World Bank Raises India’s FY26 GDP Growth Forecast
The World Bank revised India’s GDP growth forecast.
| Fiscal Year | Growth Forecast |
|---|---|
| FY26 | 7.2% |
| FY27 | 6.5% (expected) |
Reason:
Strong domestic demand, tax reforms, and resilient services sector.
🧑💼 Appointments News
Vikas Chadha Appointed Global CEO of TVS Supply Chain Solutions
- Effective: 22 January 2026
- Part of structured succession planning
- Strengthens global expansion strategy
Key Security Appointments
| Position | Officer | Tenure |
|---|---|---|
| DG, ITBP | Shatrujeet Singh Kapoor | Till Oct 2026 |
| DG, BSF | Praveen Kumar | Till Sept 2030 |
| DG, NIA | Rakesh Aggarwal | Till Aug 2028 |
📊 Ranks & Reports
Export Preparedness Index (EPI) 2024
Released by NITI Aayog
| Rank | State |
|---|---|
| 1 | Maharashtra |
| 2 | Tamil Nadu |
| 3 | Gujarat |
- Uttarakhand topped among small states
- Index based on 70 indicators & 4 pillars
🔬 Science & Technology
Karan Fries – Climate-Resilient Cattle Breed
- Developed by ICAR–NDRI, Karnal
- Cross: Holstein Friesian × Tharparkar
- Avg milk yield: 3,550 kg/lactation
- Officially registered by ICAR
Significance:
Boosts dairy productivity with climate resilience.
📅 Important Days
Indian Army Day – 15 January 2026
- Marks appointment of Gen K M Cariappa as first Indian Army Chief
- Parade held in Jaipur (first public-area parade)
Pongal 2026
- Celebrated on 15 January
- Harvest festival thanking the Sun God
- Highlights agrarian culture and sustainability
📌 Key Highlights for Exams
- RBI strengthened forex regulation & grievance redressal
- India attracted $51 billion FDI in 6 months
- World Bank raised India’s FY26 growth to 7.2%
- Maharashtra topped Export Preparedness Index 2024
- Indian Army Day celebrated on 15 January
📘 One-Liners for Quick Revision
- Paripoorna Mediclaim Ayush Bima offers up to ₹20 lakh cover for CGHS beneficiaries.
- India received $51 billion FDI amid startup growth.
- RBI proposed revised forex exposure norms for banks.
- Karnataka Bank won IBA Award 2026 for fintech adoption.
- FEDAI recognized as SRO for forex dealers.
- RBI mandated auto-transfer of unresolved complaints to IO.
- India–China trade deficit reached $116.12 billion in 2025.
- World Bank raised India’s FY26 GDP growth forecast to 7.2%.
- Vikas Chadha appointed Global CEO of TVS Supply Chain Solutions.
- Maharashtra topped Export Preparedness Index 2024.
- Karan Fries is a climate-resilient cattle breed by ICAR–NDRI.
- Indian Army Day is observed on 15 January.
❓ Exam-Oriented FAQs
Q1. Who launched Paripoorna Mediclaim Ayush Bima?
👉 Finance Ministry of India
Q2. Which bank won IBA Banking Technology Award 2026?
👉 Karnataka Bank
Q3. What is India’s FY26 GDP growth forecast by World Bank?
👉 7.2%
Q4. Who topped Export Preparedness Index 2024?
👉 Maharashtra
Q5. When is Indian Army Day celebrated?
👉 15 January
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