Bank of India Credit Officer Recruitment 2025 – Apply Online for 514 GBO Posts
Bank of India has released the Credit Officer Recruitment 2025 notification for 514 GBO vacancies across MMGS-II, MMGS-III, and SMGS-IV scales. Online applications are open from 20 December 2025 to 05 January 2026.
Total vacancies: 514
Applications for this role have closed.
Last date to apply was Jan 5, 2026
Dec 20, 2025
Post details
Vacancy count, salary, fee, age limit, selection process, and qualification details are included below.
Jump to section
- Bank of India Credit Officer Notification 2025 Out
- Bank of India Credit Officer Recruitment 2025 – Highlights
- Bank of India Credit Officer Recruitment 2025 – Important Dates
- Bank of India Credit Officer Vacancy Details 2025
- Eligibility Criteria for Bank of India Credit Officer Recruitment 2025
- Bank of India Credit Officer Application Fee 2025
- Bank of India Credit Officer Salary Details
- Selection Process
- Important Links
Bank of India Credit Officer Notification 2025 Out
The Bank of India (BOI) has officially released the Credit Officer Recruitment 2025–26 Notification for 514 vacancies under the General Banking Officer (GBO) stream. The recruitment is open for experienced banking professionals for MMGS-II, MMGS-III, and SMGS-IV scales.
Eligible candidates can apply online from 20 December 2025 to 05 January 2026 through the official website www.bankofindia.bank.in.
Bank of India Credit Officer Recruitment 2025 – Highlights
| Particulars | Details |
|---|---|
| Organisation | Bank of India (BOI) |
| Post Name | Credit Officer (GBO) |
| Scales | MMGS-II, MMGS-III, SMGS-IV |
| Total Vacancies | 514 |
| Mode of Application | Online |
| Selection Process | Online Exam & Interview |
| Salary Range | ₹64,820 – ₹1,20,940 |
| Official Website | www.bankofindia.bank.in |
Bank of India Credit Officer Recruitment 2025 – Important Dates
The Bank of India has announced the complete application schedule. Candidates should apply well before the last date.
| Event | Date |
|---|---|
| Notification Release | 17 December 2025 |
| Apply Online Starts | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Fee Payment Window | 20 Dec 2025 – 05 Jan 2026 |
| Online Exam Date | To be Notified |
Bank of India Credit Officer Vacancy Details 2025
A total of 514 vacancies are released across three scales with category-wise reservation.
| Scale | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| SMGS-IV | 5 | 2 | 9 | 3 | 17 | 36 |
| MMGS-III | 9 | 4 | 16 | 6 | 25 | 60 |
| MMGS-II | 62 | 31 | 112 | 41 | 172 | 418 |
| Total | 76 | 37 | 137 | 50 | 214 | 514 |
Eligibility Criteria for Bank of India Credit Officer Recruitment 2025
Educational Qualification & Experience
Candidates must possess graduation along with relevant professional qualifications and experience.
| Scale | Qualification | Experience |
|---|---|---|
| MMGS-II | Graduation (60% / 55% reserved) + CA/CFA/CMA/MBA/PGDBM | 3 yrs officer + 2 yrs credit |
| MMGS-III | Graduation + CA/CFA/CMA/MBA/PGDBM | 5 yrs officer + 3 yrs credit |
| SMGS-IV | Graduation + PG/CA/CFA/CMA | 8 yrs officer + 5 yrs credit |
Experience must be in MSME / Commercial / Project / Mid & Large Credit in Scheduled Banks or FIs.
Age Limit (As on 01.11.2025)
| Scale | Age Limit |
|---|---|
| MMGS-II | 25 – 35 years |
| MMGS-III | 28 – 38 years |
| SMGS-IV | 30 – 40 years |
Age relaxation applicable as per Government norms.
Bank of India Credit Officer Application Fee 2025
| Category | Fee |
|---|---|
| General / OBC / EWS | ₹850 |
| SC / ST / PWD | ₹175 |
Fee is non-refundable.
Bank of India Credit Officer Salary Details
Selected candidates will receive attractive pay along with DA, HRA, CCA, medical benefits, pension, and other allowances.
| Scale | Pay Scale (₹) |
|---|---|
| MMGS-II | 64,820 – 93,960 |
| MMGS-III | 85,920 – 1,05,280 |
| SMGS-IV | 1,02,300 – 1,20,940 |
Selection Process
The Bank of India Credit Officer Selection Process includes:
- Online Written Examination
- Personal Interview
- Shortlisting based on merit
- Final selection subject to document verification
Important Links
| Description | Link |
|---|---|
| Apply Online | Available from 20 Dec 2025 |
| Official Notification PDF | Notification link |
| Official Website | www.bankofindia.bank.in |
Dec 20, 2025
Frequently Asked Questions
Q1. How many vacancies are released under BOI Credit Officer Recruitment 2025?
Q2. What is the last date to apply online?
Q3. What is the selection process for BOI Credit Officer?
Q4. What is the age limit for MMGS-II Credit Officer?
Q5. Is experience mandatory for Credit Officer posts?
Q6. What is the application fee for SC/ST candidates?
Q7. Where can I apply for BOI Credit Officer Recruitment 2025?
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