Current Affairs – 31 December 2025 | Complete Exam-Oriented GK Update
The Current Affairs of 31 December 2025 covers major national, international, banking, defence, science, economy, sports, and appointments-related developments. These updates are highly relevant for SSC, Banking, UPSC, Railways, Defence, PSU, and State PSC exams, with strong coverage for Prelims facts and Mains answer enrichment.
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Introduction
The Daily Current Affairs – 31st December 2025 compilation highlights important developments across governance, economy, defence, science & technology, banking, sports, and international affairs.
These topics are frequently asked in competitive exams such as:
- SSC CGL, CHSL, MTS
- IBPS, SBI, RBI Exams
- UPSC Prelims & Mains
- Railways (RRB NTPC, Group D)
- Defence Exams (NDA, CDS, AFCAT)
- State PSCs
This article is structured for easy revision, factual clarity, and exam recall.
Detailed Explanation
1. National Affairs
Telecom Security Reforms
- Three major telecom security reforms announced by the Ministry of Communications.
- Pro Tem Security Certification Scheme extended till January 2028.
- Reduced fees and simplified certification for telecom security labs and ONT devices.
- Supports 5G, 6G and secure digital infrastructure.
Redevelopment of Batadrava Than (Assam)
- Major cultural and spiritual tourism project.
- Project cost: ₹222+ crore.
- Birthplace of Srimanta Sankardeva.
- Strengthens heritage tourism and Assamese cultural identity.
India–Australia Trade Boost
- From 1 January 2026, 100% Australian tariff lines made zero-duty for Indian exports.
- Linked to India–Australia ECTA.
- Boosts manufacturing, pharma, textiles, agri-exports.
2. Banking & Finance
RBI: Banking Sector Performance FY25
- GNPA reduced to 2.1% (multi-decade low).
- Net profit of banks: ₹4.01 lakh crore.
- CRAR above 17%, indicating strong capital buffers.
Government Borrowing via T-Bills
- ₹3.84 lakh crore borrowing planned in Q4 FY26.
- T-Bills issued for 91, 182 & 364 days.
- Zero-coupon instruments.
Digital Payments Impact
- ATM count reduced to 2.51 lakh.
- Bank branches increased to 1.64 lakh.
- White-label ATMs increased.
3. Defence & Security
Defence Acquisition Council Approval
- Defence procurement worth ₹79,000 crore.
- Focus on indigenous defence systems (Buy-IDDM).
- Includes Pinaka rockets, Astra Mk-II missiles, drones.
Pinaka LRGR-120 Test
- Range: 120 km.
- Successfully tested in Odisha.
- Enhances long-range precision strike capability.
INSV Kaundinya Voyage
- Engine-less sailing vessel.
- Recreates ancient India–Oman maritime routes.
- Symbol of maritime heritage revival.
4. Science & Technology
NFAP-2025
- Frequency range: 8.3 kHz to 3000 GHz.
- Supports 5G, 6G, satellite communication, V2X.
AI Initiatives
- AI Research Organisation (IAIRO) approved in Gujarat.
- India’s first AI-powered Skills Intelligence Unit launched in Karnataka.
- Delhi govt partners with IIT Kanpur for AI-based grievance monitoring.
5. Economy & Reports
Unicorn Report 2025
- India added 5 new unicorns in 2025.
- India ranks 3rd globally.
- Bengaluru remains top startup hub.
Rare Earth Elements Report
- India: 6.9 million tonnes reserves (3rd globally).
- Production less than 1% of global output.
- Highlights strategic mineral gap.
6. Sports
- Smriti Mandhana crossed 10,000 international runs.
- India won 2 bronze medals at FIDE World Rapid Chess 2025.
- Bhutan’s Sonam Yeshey took 8 wickets in a T20I (world record).
- India to host World Police and Fire Games 2029.
Important Exam-Oriented Tables
Key Defence Approvals
| Segment | Major Systems Approved |
|---|---|
| Army | Pinaka LRGR, Drones |
| Navy | HALE RPAS, BP Tugs |
| Air Force | Astra Mk-II, Simulators |
Banking Snapshot FY25
| Indicator | Value |
|---|---|
| GNPA | 2.1% |
| Net Profit | ₹4.01 lakh crore |
| CRAR | ~17.4% |
Key Points / Features
- Focus on indigenisation & self-reliance
- Banking sector shows record stability
- AI & digital governance gaining momentum
- Defence preparedness strengthened
- Strong sports achievements globally
One-Liner Points for Quick Revision
- GNPA fell to 2.1% in FY25.
- India added 5 unicorns in 2025.
- Pinaka LRGR tested for 120 km range.
- Zero-duty Australian tariffs from Jan 2026.
- NFAP-2025 supports 6G & satellite tech.
- Smriti Mandhana crossed 10,000 runs.
- Defence procurement approved worth ₹79,000 crore.
- ATM count declined, digital payments rose.
- India ranks 3rd in rare earth reserves.
- World Police & Fire Games 2029 in India.
FAQs (Exam-Focused)
Q1. What is NFAP-2025?
A national policy for allocation of radio-frequency spectrum.
Q2. What is T-Bill?
A short-term zero-coupon government security.
Q3. Who regulates banking in India?
Reserve Bank of India.
Q4. What is Buy-IDDM category?
Indigenous defence procurement category.
Q5. What is GNPA?
Gross Non-Performing Assets.
Q6. Which city leads India’s unicorn ecosystem?
Bengaluru.
Q7. What is LRGR?
Long Range Guided Rocket.
Q8. What is AIRO?
Indian Artificial Intelligence Research Organisation.
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